Work today isn’t working for lots of people. Wages for most Americans haven’t increased above inflation in 40 years. Real unemployment–which includes people no longer looking for work–is above 10% (at least double the headline rate). Full-time jobs with benefits and protections are growing rarer. More than 15% of workers are now employed on-contract or temporarily, one recent study showed. And every indication, from holographic secretaries to Amazon drones, suggests that the workplace will continue to splinter. Robin Chase, cofounder of Zipcar, put it succinctly: “My father had one job in his lifetime. I will have six jobs in my lifetime, and my children will have six jobs at the same time.”